What is TPL Insurance?
TPL (Third Party Liability) insurance is the minimum mandatory insurance required for all vehicles in Albania, including rental cars. It covers damages or injuries caused to third parties (other drivers, pedestrians, or property) in case of an accident. However, TPL insurance does not cover damage to the rental car itself or any personal injuries of the driver.
Understanding Car Rental Insurance in Albania
When renting a car in Albania, every legitimate car rental company provides TPL insurance, as it is required by law. However, many renters misunderstand the difference between TPL and full insurance (CDW, SCDW, or comprehensive coverage).
What TPL Insurance Covers
✅Damage or injury to third parties (other vehicles, people, or property)
❌No coverage for damage to the rental car
❌No coverage for theft of the rental car
❌No coverage for personal injuries of the renter
Beware of Car Rental Scams: Full Insurance Misleading Claims
Many car rental companies in Albania claim they offer full insurance,but this is often misleading. By law, a car rental agency cannot sell full insurance directly. Instead, full insurance (comprehensive coverage) is separate and must be purchased through an insurance provider.
How to Get Full Insurance for a Rental Car in Albania
If you want full coverage for your rental car, follow these steps:
1️⃣Ask for the TPL insurance certificate Every rental car must have it.
2️⃣Check if the rental company offers CDW (Collision Damage Waiver) This reduces your liability for damages, but it is not full insurance.
3️⃣Purchase full insurance separately You can buy full coverage from a third-party provider (such as an international insurance company or a credit card insurance policy).
4️⃣Request documentation If a rental company claims to provide full insurance, ask for written proof from a licensed insurance provider.
Why This Matters for Renters
Many tourists and renters are tricked into thinking they have full protection, only to find out later that damages are not covered. This can lead to unexpected costs and disputes. Always verify the type of insurance included in your rental.
Rent With Confidence at Rent&Go Vlore
At Rent&Go Vlore, we provide full transparency about our insurance policies:
✅ All rental cars include mandatory TPL insurance
✅ We offer optional CDW coverage to reduce your liability
✅ We guide customers on how to purchase full insurance separately if needed
✅ No hidden fees or misleading full insurance claims
Visit us at: Rruga Dhimiter Konomi 9402, Vlore, Albania
Contact us on WhatsApp: Whatsapp
By staying informed, you can avoid scams and rent a car with confidence in Albania!